Nodira To‘ychiyeva, “IQTISODIYOTNI TRANSFORMATSIYALASH SHAROITIDA MASOFAVIY BANK XIZMATLARI KO‘RSATISHNI TAKOMILLASHTIRISH”, International journal of Science and Technology, vol. 1, no. 18, pp. 157–164, Jun. 2024, doi: 10.1808/r9pzmz53.